Dealing with the Other Party’s Insurance Company After an Accident
After being harmed as a result of someone else’s negligence, you will likely have to interact with the other party’s insurance provider in order to obtain the compensation you need for medical bills and other damages associated with your injury.
There are a few things you must keep in mind during the process:
- Insurance adjusters are people, too. They also hold the power to approve or deny your claim, making your recovery much simpler or much more difficult. While playing nice may not necessarily guarantee a better outcome, an insurance adjuster is far less likely to be sympathetic toward you if you take out your frustration on them.
- Don’t over-share. You are legally obligated to provide all relevant information to your own insurance company, but you are under no such obligation to do so when another party’s insurance adjuster calls. In fact, relaying all the information you have could give the insurance adjuster more material to work with when looking for a reason to deny coverage. (Saving money for the insurance company is their job, after all.) Do not “offer a statement” on the accident, as they may ask you to do. Provide the basic details of your accident (including time, place, etc.), confirmation that you have been injured, and no more.
- Claim denial isn’t the end of it. Don’t be worried when the other party’s insurance company denies your claim. If the other party was truly at fault for your accident, you have legal recourse and will theoretically still be able to pursue the compensation you need with the help of an experienced personal injury attorney. Even if you receive an official letter from the insurance company’s attorney stating that you are not eligible to receive coverage, nothing is set in stone.
Denied Coverage? Connect with Our Sedalia Personal Injury Lawyers Today.
Call Kempton & Russell today if you have experienced an injury and been denied coverage by the responsible party’s insurance provider. Our personal injury attorneys in Sedalia are prepared to provide you with the tough representation and skillful advocacy you need. We understand the insurance industry and will be able to help you figure out if an insurance adjuster or insurance company is acting in bad faith or if they are treating you unfairly.
We can help you recover the funds you need to make up for your financial and personal damages. Call (660) 722-4115 today to schedule your complimentary consultation.