Bad Faith Insurance Lawyers in Sedalia

Kempton & Russell Guides You Through How to File a Bad Faith Insurance Claim

During times of crisis and disaster, we rely on our insurance coverage to be there for us. Unfortunately, insurance companies are not known for being reliable. If you are having difficulty resolving a claim with your insurance company and believe that your insurer is not handling your claim in good faith, our attorneys will guide you in how to file a bad faith insurance claim. Claims are time sensitive so it is important to seek the advice of an experienced attorney immediately before your claim expires.

Examples of bad faith insurance practices include an insurer who is:

• Denying a claim or coverage for no reason
• Failing to investigate a claim in a reasonable time
• Unreasonably delaying a claim
• Using false or misleading language to minimize or deny a claim
• Failing to disclose policy coverage limits

How to File a Bad Faith Insurance Claim in Missouri

According to the Insurance Journal, insurance companies in Missouri owe a duty by contract to defend civil actions that allege liability of the insured that is potentially covered under the terms of their insurance policy. However, the insured may file a bad faith claim against an insurance company if they have the following proof:

Some of the proof needed to file a bad faith insurance claim are the following:

• If the insurance policy prohibits the plaintiff from settling claims or contesting claims without the consent of the insurer
• If the policy gives the exclusive right to deal, settle, or contest a claim to the insurer
• A third party has asserted a claim against the plaintiff
• The refusal from the insurer was based on fraud

If you are unsure about whether or not you have a bad faith claim, contact Kempton & Russell for a free consultation to discuss your specific situation.

What Our Attorneys Can Do To Help You

Our lawyers have substantial experience representing bad faith insurance claims. We understand the intricacies of insurance laws and the questionable practices that insurers often turn to when dealing with policyholders. We also know how to tactfully negotiate with adjusters towards a fair resolution. If negotiations are unsuccessful, our seasoned trial attorneys are always ready to litigate on your behalf in order to recover the damages you are owed. Our team can assert your rights and make sure that the insurance companies do not take advantage of you at any point.

Holding Insurers Accountable

Insurers are not above the law. Our Sedalia bad faith insurance attorneys at Kempton & Russell are committed to holding unscrupulous insurers accountable for their bad faith practices. Whether you need help resolving a homeowners' claim, commercial property damage claim, or another type of insurance claim, we are here to help.

Start by calling us at (660) 722-4115 for information on how to file a bad faith insurance claim.